воскресенье, 12 августа 2012 г.

Insurers Dumping

From 1 April this year, several insurance companies have proposed a number of actions and new products for car, making it possible for insurers to obtain savings. Thus, insurance companies, offering various discounts tend to attract those customers who previously used the services of their bankrupt competitors.

Thus, by "Rosno" anti-crisis program was launched, "Casco tale." This program, in which the applied deductible is 2% of the value of the car, but not less than 25,000 rubles, can insure a car worth up to 30 thousand dollars by almost 55% cheaper than it can with a full comprehensive insurance cover. Owners of vehicles valued at more than 30 thousand dollars, such a policy would cost 40% less expensive than a policy with full coverage. For Moscow, the tariff under the policy, "Casco Tale" is between 2.9% and for the regions of the tariff will be from 2.2%. This policy is aimed at vehicles whose age is less than nine years, and the cost - one hundred thousand dollars. For explanations of the Department Head of motor insurance ROSNO Dmitry Kuznetsov, for the calculation of these rates were taken statistics, and reduce the cost of tariffs allowed the optimization of business processes.


"RESO-Guarantee" as from 1 April launched a special program for the integrated vehicle insurance designed for those customers who, together with the CTP insurance policy will also draw up policies "RESOavto" at risk "theft", "RESOavto-aid" and DSAGO any limit. This kit will allow the policyholder to receive 30% savings, since individually all of these additional policies will cost more. As the deputy director "RESO-Guarantee" Igor Ivanov, the company would never have granted such discounts to Hull, and on each of these products, they represent a real loss-making, and may allow discounts on their comprehensive offer.

Company «Renaissance Insurance" on April 1, carried out campaign called "Careful Driver". As part of this action provides for 10% discount on renewal of the policy to each owner of the hull policy, regardless of which company he was insured, if the past year he had no more than one insured event. This discount is 10% comes from the price that the car owner can offer his insurance company. As the head of direct sales team, "Renaissance Insurance" Paul Baxter, they realize that in the current crisis, in addition to the relevance of protection against unforeseen expenses, are also relevant issues of the economy. What led to increased interest in purchasing policies directly, as well as to incorporate them in terms of the franchise, which allows to significantly reduce the cost of insurance.

According to general director of "Ingosstrakh" Alexander Grigoriev, offering the most professional of the three, which came into effect on April 1, is a program from the company "RESO-Guarantee". Alexander Grigoriev, also lamented the fact that many companies are now bankrupt or lose their financial stability, so that others are thinking about how to attract customers of these companies. But he did not want to see the company started with the dump.

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