How to avoid becoming a victim of insurance fraud

In any even slightly larger structure (company, institution, etc.) there is always the one who puts personal interests ahead of not only corporate, but also, at times, wider framework of the Criminal Code.
Today we will briefly tell about just such dishonest in a decent herd sheep - a dishonest insurance agents. To begin with let us explain: not all agents - con artists, and they certainly never work under the auspices of the insurance company. They hide behind her name, but deceiving the employer as well as klienta.Obmanut our man, alas, is quite simple. If only because the average Russian does not know their rights, nor, often, basic rules of design documents.
Here's an example: the contract of insurance fraud may make a "random" error in the Name of the owner of the car or brand of the iron horse. In my eyes it is not immediately evident - Psychologists argue that people mostly read the first two and last letters of the word, while the mean simply "swallowed."
Subsequently, the car owner will be difficult to prove that he is not "Ivankov," and "Smith", and when the insured event does not receive compensation.
If the customer said the discrepancy, it is not a reason to rejoice: can cheat and here. For example, offering cover up a mistake or dashing. However, the scammer advises the victim that a formal document with corrections have no effect. It should be rewritten, and spoiled the form attached to a regular, because the IC is in the strict accounting policies and other paper products.
Thus, the agent assigns the client paid the money itself, but the latter will be difficult to prove that he had been deceived.
Here is a very common case. For the sake of saving time impure into the hands of an agent can write the original contract, and a duplicate - later. Say, "I'll fill all - do not worry." A need to worry, because he can write duplicate other data. In this case, the original contract will be invalidated, and the money will move into the pocket of fraud. What kind of money? For example, in a document listed a brand of car, the document B - other (which is cheaper to insure). What is the output? The output of the agent picks up the difference themselves, and the client does not receive a penny when the insured event.
Where to look on the council scam? In the cases described above - in the home, and carefully store our peace enforcement authorities (responsible for such violation provided the Criminal Code (article 159 "Fraud"). But if, for example, an agent, when signing the contract hid from you a few details that might influence your decision on the deal, the need to complain to the insurance company.
SC interested in that, in their ranks was not dishonest sheep because they suffer from the reputation of the company, and revenue.
What to advise a client who does not want to be deceived? Do not skimp. What's not to save? First of all, your time: read, read carefully, ponder over the contracts, check thoroughly what and how to sign up.
Before you enter into a contract of insurance, not too lazy to look for reviews of the SC as well as a specific agent. Also, do not be shy when meeting to get acquainted with your passport, as well as power of attorney for the right to deliver the service, issued by the insurance company.
Your vigilance and accuracy - the best defense against fraud.